If your policy is lapsed, you may request HDFC Life in writing to revive your policy within 2 consecutive years from the date of first unpaid premium. The following conditions will apply in case of revival of the policy: All pending premium should be immediately paid along with any interest that is advised by HDFC Life. The current interest rate used for revival is 10.5% p.a. Any agreement to revive or reinstate would be subject to satisfactory evidence of good health Reinstatement request will attract the following : If the policy is revived within 60 days, only the remaining part of all time bound exclusions and waiting periods will apply If the policy is revived after 60 days, all time bound exclusions and waiting periods will be applied afresh
If your policy is lapsed, you may request HDFC Life in writing to revive your policy within 2 consecutive years from the date of first unpaid premium. The following conditions will apply in case of revival of the policy: All pending premium should be immediately paid along with any interest that is advised by HDFC Life. The current interest rate used for revival is 10.5% p.a. Any agreement to revive or reinstate would be subject to satisfactory evidence of good health Reinstatement request will attract the following : If the policy is revived within 60 days, only the remaining part of all time bound exclusions and waiting periods will apply If the policy is revived after 60 days, all time bound exclusions and waiting periods will be applied afresh