You can apply for the Super Saver Account in the following ways: Apply through a branch: To apply for the Super Saver facility through a nearest branch, please submit a duly signed written instruction at the nearest branch. You may visit the following URL to access information for the complete address and contact details of our Branches. Apply by calling us: You may access information about our PhoneBanking numbers. Apply online: To apply online for Super Saver Facility, please follow steps mentioned below: Login to your NetBanking account and click on “Fixed Deposit Super Saver option located under fixed deposit of the web page. Select the savings account number and the fixed deposit account number that you wish to link for Super Saver Facility from the drop down Accept the terms and conditions by checking the box available for the same. Click on Continue and Confirm. Please note the following details with regards to the online facility. Only customers with SOW (Single Ownership) relationship with both accounts and Fixed Deposits can link them under Super Saver Facility A minimum amount of Rs. 25,000 for a minimum tenure of 6 months 1 day is required to open a super saver account apart from a zero balance Savings Account In case of a Super Saver facility a lien is marked on the Fixed Deposit in favor of the Bank On Auto renewal of the Fixed Deposit, the quantum of the Overdraft limit will remain unchanged Through this facility, a 75% of your Fixed Deposit Principal amount will be granted as an Overdraft facility The rate applicable on the Overdraft facility will be 2% per annum over and above the Fixed Deposit Rate In case of premature liquidation of the Fixed Deposit, against which the Overdraft has been taken, the rate applicable on the overdraft utilized will remain unchanged In case the overdraft limit (Super Saver) set-up on the account is not removed prior to the maturity of the Fixed Deposit, the Bank shall auto-renew the Fixed Deposit for the same tenure at prevailing rates In case you choose any Sweep-in Fixed Deposit to link to a Super Saver facility, please note that a lien will be marked on the said Fixed Deposit for the Super Saver facility. This will mean that in future in case of shortage of funds, the sweep-in will not trigger, however, the Super Saver limit will be utilized. In case you have 2 separate deposits which you have linked to your SB account - a sweep in FD and a Super saver limit, then in case of shortfall of funds, first the OD amount will get utilized and if the shortfall still remains, then the sweep in shall trigger. View more
You can apply for the Super Saver Account in the following ways: Apply through a branch: To apply for the Super Saver facility through a nearest branch, please submit a duly signed written instruction at the nearest branch. You may visit the following URL to access information for the complete address and contact details of our Branches. Apply by calling us: You may access information about our PhoneBanking numbers. Apply online: To apply online for Super Saver Facility, please follow steps mentioned below: Login to your NetBanking account and click on “Fixed Deposit Super Saver option located under fixed deposit of the web page. Select the savings account number and the fixed deposit account number that you wish to link for Super Saver Facility from the drop down Accept the terms and conditions by checking the box available for the same. Click on Continue and Confirm. Please note the following details with regards to the online facility. Only customers with SOW (Single Ownership) relationship with both accounts and Fixed Deposits can link them under Super Saver Facility A minimum amount of Rs. 25,000 for a minimum tenure of 6 months 1 day is required to open a super saver account apart from a zero balance Savings Account In case of a Super Saver facility a lien is marked on the Fixed Deposit in favor of the Bank On Auto renewal of the Fixed Deposit, the quantum of the Overdraft limit will remain unchanged Through this facility, a 75% of your Fixed Deposit Principal amount will be granted as an Overdraft facility The rate applicable on the Overdraft facility will be 2% per annum over and above the Fixed Deposit Rate In case of premature liquidation of the Fixed Deposit, against which the Overdraft has been taken, the rate applicable on the overdraft utilized will remain unchanged In case the overdraft limit (Super Saver) set-up on the account is not removed prior to the maturity of the Fixed Deposit, the Bank shall auto-renew the Fixed Deposit for the same tenure at prevailing rates In case you choose any Sweep-in Fixed Deposit to link to a Super Saver facility, please note that a lien will be marked on the said Fixed Deposit for the Super Saver facility. This will mean that in future in case of shortage of funds, the sweep-in will not trigger, however, the Super Saver limit will be utilized. In case you have 2 separate deposits which you have linked to your SB account - a sweep in FD and a Super saver limit, then in case of shortfall of funds, first the OD amount will get utilized and if the shortfall still remains, then the sweep in shall trigger. View more