The table below specifies the series of money back/endowment payouts, payable at the end of each year, for a premium paying or a fully paid-up policy. Maturity Benefit Option Year of Payout Aspiration Academia Career 5th year before Maturity - 30% of SA 15 % of SA 4th year before Maturity - 15 % of SA 15 % of SA 3rd year before Maturity - 15 % of SA 15 % of SA 2nd year before Maturity - 15 % of SA 15 % of SA 1st year before Maturity - 15 % of SA 15 % of SA At Maturity 100% of SA + GA + accrued bonuses 15 % of SA + GA + accrued bonuses 40 % of SA + GA + accrued bonuses Total 100% of SA + GA + accrued bonuses 105% of SA + GA + accrued bonuses 115% of SA + GA + accrued bonuses SA: Sum Assured on maturity. GA: Guaranteed Additions