We should check for the following factors while choosing a Health Insurance Policy: Guaranteed Renewability Types of exclusions and period of exclusion Any extra premium to be paid Day care procedure coverage Type and amount of No Claim bonus Availability of cash less service Longer duration of policy with Life Long renewability Shorter duration of pre-existing disease exclusion Sum insured high enough to provide adequate protection No change in premium every year, even if you claim Availability of no claim bonus Number of Day Care procedures covered Coverage for maternity and its complications Availability of Hospital Cash Benefit Cashless service at large network of hospitals View more
We should check for the following factors while choosing a Health Insurance Policy: Guaranteed Renewability Types of exclusions and period of exclusion Any extra premium to be paid Day care procedure coverage Type and amount of No Claim bonus Availability of cash less service Longer duration of policy with Life Long renewability Shorter duration of pre-existing disease exclusion Sum insured high enough to provide adequate protection No change in premium every year, even if you claim Availability of no claim bonus Number of Day Care procedures covered Coverage for maternity and its complications Availability of Hospital Cash Benefit Cashless service at large network of hospitals View more